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First Credit Cards and Credit Smarts (Get Smart With Your Money) Paperback – Illustrated, August 30, 2009

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Management number 220800577 Release Date 2026/05/03 List Price $5.58 Model Number 220800577
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Today, the average person cannot buy a car or a house without borrowing money. Many people cannot go to college unless they have loans. Even small purchases, if made online, require a credit card. Borrowing, or credit, is a fact of modern life. Students learn about the ways to take control of credit, making it work for them. This compelling book about credit and credit card smarts provides a thorough explanation of secured and unsecured credit, the types of accounts, calculating interest, understanding statements, choosing the right card, traps and trip-ups, fees, billing cycles, minimum payments, balance transfers, and cash advances. Readers will learn about credit scores and credit reports, whether they are a good credit risk. The book describes the steps readers can take in guarding their credit and personal information, and the steps that need to be taken if ID theft happens to them. Read more

ISBN10 1435855485
ISBN13 978-1435855489
Edition Illustrated
Language English
Publisher Rosen Pub Group
Dimensions 6.5 x 0.25 x 9.75 inches
Grade level 10 - 12
Item Weight 5.6 ounces
Reading age 12 - 17 years
Print length 64 pages
Publication date August 30, 2009

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